Fall Homeowners: Prepare and Protect Your Home This Autumn

As a responsible homeowner, you must account for risks and perils that could damage your home and threaten your finances. For many homeowners, fall can be a crucial time of year, as the appropriate due diligence can make all the difference in financially protecting you and your property. 

Things Homeowners Should Do to Prepare for Fall 

Getting your home and property ready to endure the potential perils of autumn requires a multistep approach that can address many different aspects of your home. Before fall takes full effect, consider the following steps:  

1. Patch things up. Be sure to check your home for cracks and holes, as these weaknesses could allow cold air and moisture to enter. Pests, such as insects and rodents, may also take advantage of the opportunity to escape cooler temperatures and squat in your home.
2. Clear gutters and downspouts. Falling leaves and other debris may clog your home’s drainage systems. This could be particularly impactful in the winter and spring when melting snow and ice could cause floods if they are not able to drain properly. 
3. Check your heating systems. Inspect your furnace, air ducts, fireplaces and chimneys to ensure they’re in good working order. Consider hiring a qualified professional for these tasks, as incorrect assessments could have severe consequences. 
4. Look for problematic trees. Check around your property for any trees or tree limbs that could potentially give way under the stress of winter storms or the weight of snow. 
5. Revisit your insurance. Homeowners insurance plays an important role in maintaining your home, as regardless of your preparations, damage and financial losses may occur. Contact your agent to reassess your coverage and ensure it’s sufficient. 

Learn More 

Contact Karla’s Insurance Inc. today to find out about homeowners insurance. 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.